Welcome to BOCPVA

Consumer Complaint Database

Explore our database of financial product and service complaints to see how companies respond to consumers. View trends, see maps, read complaints, and export the data.

Consumer Complaint Database

About the database

What’s published and when

98% of complaints sent to companies get timely responses.

Only complaints sent to companies for response are eligible to be published and are only published after the company responds, confirming a commercial relationship or after 15 days, whichever comes first. The database generally updates daily.

We do not publish complaints referred to other regulators, such as complaints about depository institutions with less than $10 billion in assets.

We publish the consumer’s narrative description from their complaint if the consumer opts to share it publicly and after the Bureau takes steps to remove personal information.

This database is not a statistical sample of consumers’ experiences in the marketplace and these complaints are not necessarily representative of all consumers’ experiences with a financial product or company.

Complaints are not “information” for purposes of the Information Quality Act.

See publication criteria

More about the data we publish

Understanding complaint volume

The lack of complaints or a relatively low number of complaints published in the database about a product, issue, or company does not necessarily mean there is little or no consumer harm.

When looking at complaint volume about a company or product, consider company size and market share. When looking at complaint volume for a state or ZIP code, consider the population in that geography.

Learn about past changes to the database

Viewing trends

Recent complaint data and trends will not yet include all complaints eligible for publication to allow companies 15 days to respond.

View trends

Reading complaints

Complaint narratives are consumers’ descriptions of their experiences in their own words. Consider what conclusions may be fairly drawn from reading consumers’ descriptions of their experiences.

We do not adopt their views or verify that their experiences are accurate or unbiased.

Read complaints

Get the data

Downloading the data

You can download all complaint data as either a CSV or JSON file here, or you can download a subset of the data—such as all complaints for a specific product—by filtering the full data set and exporting your results.

Using our API

Looking to export our data and have more control over it? Use our Open Data API. For instructions and examples, refer to our API documentation.

What is this data?

Past product and issue changes

When we make changes to products, sub-products, issues, and sub-issues we provide detailed information here. Most changes are updates to the organization of products and issues or wording changes to make the issues easier for consumers to understand.